Personal Checking

The FDIC Improvement Act of 1991 contained within it the Truth in Savings Act. The purpose of this act is to enable consumers to make informed decisions about deposit accounts in depository institutions. Below is a condensed description of accounts we have to offer.

For a complete list of services and charges, please see one of our new accounts representatives at the branch nearest you. Someone there will be happy to help you

Other Accounts Available

• Business Checking
• Money Market Account
• Christmas Club
• Call Your local branch for details

OVERDRAFT PROTECTION AND OVERDRAFT PRIVILEGE

Homeland Bank understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.

Overdraft Coverage Options

• Dynamic Transfer from another deposit account you have at Homeland Bank¹ - Cost $8.75 fee per transfer
• Overdraft Privilege Standard or Extended Coverage - $28 Overdraft Item Paid Charge per item presented*

¹Call us at (318) 649-6126, email us at homelandbookkeeping@homelandfsbank.com, or come by a branch to sign up for this service.
*Per item presented means each time and item is presented, including representment.

Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at Homeland Bank for a fee.

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as secondary coverage if the other protection source is exhausted. Please review What Else You Should Know about Overdrafts and Overdraft Fees for other important information.